Vítor Alberto Klein's Blog

18/01/2011

Bancos do Brasil, e histórico de aquisições / fusões

Filed under: Variedades — vitoralbertoklein @ 7:57

Fonte:  http://pt.wikipedia.org/wiki/Anexo:Lista_de_bancos_do_Brasil

Bancos públicos

Obs.: Alguns destes bancos, apesar de serem de controle público, possuem parte de seu capital negociado na Bovespa.

Cód. Banco Sigla Website
003 Banco da Amazônia BASA http://www.bancoamazonia.com.br
070 Banco de Brasília BRB www.brb.com.br
001 Banco do Brasil BB www.bb.com.br
047 Banco do Estado de Sergipe Banese www.banese.com.br
021 Banco do Estado do Espírito Santo Banestes www.banestes.com.br
037 Banco do Estado do Pará Banpará www.banparanet.com.br
041 Banco do Estado do Rio Grande do Sul Banrisul www.banrisul.com.br
004 Banco do Nordeste do Brasil BNB www.bnb.gov.br
104 Caixa Econômica Federal CEF www.caixa.gov.br

Bancos privados

Bancos cooperativos

Bancos extintos e/ou fundidos

Nome Sigla Situação
ABN AMRO Bank adquirido por Santander, e Royal Bank of Scotland
Bamerindus HSBC
Banco América do Sul adquirido pelo Banco Sudameris
Banco Bandeirantes adquirido pela Caixa Geral de Depósitos, depois fundido com o Unibanco
Banco Bilbao Vizcaya Argentaria BBVA adquirido pelo Bradesco
Banco BMC adquirido pelo Bradesco
Banco Boavista adquirido pelo Banco Interatlântico, depois fundido com o Bradesco
Banco de Crédito Nacional BCN adquirido pelo Bradesco
Banco do Estado da Bahia Baneb adquirido pelo Bradesco
Banco do Estado do Amazonas BEA adquirido pelo Bradesco
Banco do Estado do Ceará BEC adquirido pelo Bradesco
Banco do Estado de Goiás BEG adquirido pelo Itaú
Banco do Estado do Maranhão BEM adquirido pelo Banco Bradesco
Banco do Estado de Mato Grosso Bemat liquidado
Banco do Estado de Minas Gerais Bemge adquirido pelo Itaú
Banco do Estado de Pernambuco Bandepe adquirido pelo Banco Real
Banco do Estado de Rio Grande do Norte Bandern liquidado pelo Banco Central do Brasil
Banco do Estado de São Paulo Banespa adquirido pelo Banco Santander
Banco do Estado do Paraná Banestado adquirido pelo Itaú
Banco do Estado do Rio de Janeiro Banerj adquirido pelo Itaú
Banco do Estado do Piauí BEP adquirido pelo Banco do Brasil
Banco do Estado de Santa Catarina Besc adquirido pelo Banco do Brasil
Banco Econômico adquirido pelo Banco Excel
Banco Excel adquirido pelo BBVA
Banco Mercantil de Pernambuco adquirido pelo Banco Rural
Banco Mercantil Finasa adquirido pelo Bradesco
Banco Nacional adquirido pelo Unibanco
Banco Nacional do Norte Banorte adquirido pelo Banco Bandeirantes
Banco Real adquirido pelo ABN AMRO Bank
Banco Santos liquidado pelo Banco Central do Brasil
Banco Sudameris adqurido pelo ABN AMRO Bank
Banco do Estado de Rondônia Beron liquidado
Banco Unibanco Fundido com o Itaú
Banco Nossa Caixa BNC adquirido pelo Banco do Brasil

Os cinco gigantes

Nos anos de 2008 e 2009 diversos fatores, como por exemplo, a crise econômica mundial, fez com que Itaú, Banco do Brasil e Santander fizessem uma série de aquisições e fusões, que ajudaram a concentrar ainda mais as atividades bancárias brasileiras. O Itaú se fundiu com o Unibanco, o Santander adquiriu o ABN AMRO Bank e, por sua vez, o Banco do Brasil incorporou o Banco do Estado de Santa Catarina, o Banco do Estado do Piauí e o Banco Nossa Caixa. Após estas fusão e aquisições, Banco do Brasil, Itaú e Santander se juntaram a Bradesco e Caixa Econômica Federal para formarem o grupo dos cinco maiores bancos do Brasil. Juntos, eles detém 64,9% dos ativos, 65,9% do lucro líquido, 81,9% dos funcionários e 86,3% das agências bancárias.

—-

Por Vítor Alberto Klein

Na minha visão, podemos considerar que dentre os bancos privados temos praticamente apenas 4 bancos:  Bradesco, Itaú/Unibanco, Santander e HSBC. Os demais são bancos de Atacado (com pouquíssima ou nenhuma atuação junto ao público, apenas atuando com grandes linhas de financiamento junto a empresas e com produtos específicos), bancos elitistas (classe A) e bancos com pouquíssimas agências.

2 Comentários »

  1. gostei muito e valiosa esta informação nota 10 falta o Banco da Lavoura de Minas Gerais S/A

    Comentário por Jose Messias de Souza — 09/01/2013 @ 23:19 | Responder

  2. Olá, realmente, mas este processo é muito antigo que culminou no aparecimento do Banco Real, que foi vendido ao ABN AMRO BANK e posteriormente ao Banco Santander, abs. (histórico abaixo):

    Clemente de Faria founded Banco da Lavoura de Minas Gerais in Belo Horizonte, Minas Gerais state, on 16 June 1925. At that time, Brazil was going through a period of economic readjustment that held back economic development and particularly, industrial production, which had been expanding strongly since 1922. It was in the middle of this scenario of economic uncertainty that the lawyer Clemente de Faria – then 34 years old and quite popular as a result of a one-term mandate as state congressman – started a co-operative. The co-operative’s objective was to offer credit to farmers in Minas Gerais, thus allowing them access to financial resources that would, in turn, give them the opportunity to develop their activities.

    Business at the co-operative grew quickly, despite the general economic uncertainty. In only two years, it transformed itself into a financial institution – the Banco da Lavoura de Minas Gerais (Farmer’s Bank of MG) – all the while remaining faithful to its initial goal: providing small farmers with access to farm loans and opportunities to invest their money.

    Working with this constituency and adopting innovative solutions for the banking market of its time, “Lavoura”, as it was called in Minas Gerais, began to distinguish itself. It attracted the attention of other bankers, who, laughingly, called the bank, “Clemente’s little bank”, thus was the reputation of its success in the market. However, this sense of humour did not keep them from adopting solutions and products pioneered by “Banco de Lavoura” for their own institutions, such as: personal credit, the economic account (very similar to today’s savings account) and the idea of a “piggy bank”.

    The process of continuous growth at Banco da Lavoura led to its transformation into a limited liability corporation in 1928. Already in the following year, resting on solid foundations, Banco da Lavoura was able to survive the difficulties engendered by the international financial crisis (the crash of ’29), which in turn brought economic instability to Brazil and culminated in the revolution of 1930. Despite all that, Banco da Lavoura continued its expansion, opening its first branch in the city of Queluz, later renamed Conselheiro Lafayette.

    From then on, the bank grew by opening new branches and acquiring other institutions. In 1934, under the first Getulio Vargas government, the Lavoura bought Banco Comercial de Bom Sucesso. Two years later, while the economy signalled the shrinking importance of coffee exports for the Brazilian trade balance, Banco da Lavoura crossed the borders of Minas Gerais and opened its first branch outside the state, in the city of Rio de Janeiro. In 1937, already with 25 branches and 14 offices, Banco da Lavoura became the 25th largest financial institution in Brazil.

    The policy of expansion through the acquisition of other banks consolidated itself in 1937 with the purchase of Banco J. O. Resende and received a strong impulse in 1938. That year, Banco de Lavoura also acquired Banco Comercial de Alfenas, Banco de Pouso Alegre, Banco de Campanha and Banco Santaritense.

    Banco da Lavoura continued to consolidate its position as an active participant on the Brazilian financial market, counting on significant capital increases and the opening of new branches and offices in important locations, in addition to continuing its policy of acquiring other institutions.

    The bank arrived in São Paulo, Brazil’s financial centre, in 1945, when it opened its first branches in the capital of São Paulo state. At that time, Brazil was going through considerable political turmoil, which led to the removal of Getulio Vargas and the end of the Estado Novo, established by Vargas in 1937.

    In 1948, the bank came to the north-east of Brazil, opening branches in the cities of Recife, Pernambuco state and Salvador in Bahia. At the same time, Banco da Lavoura set up business in Amapá, thus helping with the integration of the then federal territory through the provision of credit for a company created to extract manganese, the mineral wealth of that region.

    In the same year, Dr. Aloyisio de Andrade Faria succeeded his father, who had died in October 1948 at the age of 57. Aloyisio Faria managed the bank by closely following his father’s project and policies. Only 28 years at the time, he accomplished the goal of transforming Banco da Lavoura into a financial institution present all over Brazil.

    From 1948 until 1955, Banco da Lavouras expanded its network of branches in São Paulo state and in the north-east of the country. It installed a branch in Porto Alegre, Rio Grande do Sul and acquired Banco do Norte do Brasil S.A., Alagoas, adding a network of 180 branches to the organisation. At that time, Banco da Lavoura became the largest private bank in Brazil.

    With its position in Brazil consolidated, the bank began its operations abroad. In 1957, it was the first Brazilian bank to open a representative office – which was to become a full agency in 1964 – in New York. Also in 1957, it was the first bank to set up business in Brasilia, even before the inauguration of the future federal capital, thus receiving the “operating license No. 1”. During the period from 1958 to 1966, Banco da Lavoura purchased Banco Vera Cruz, with a total of 346 branches, and created Banco Real de Investimentos S.A.

    The year 1969 was marked by important events, such as the creation of two additional financial businesses: Companhia Real de Investimentos (The Real Investment Company) and Companhia Real de Crédito Imobiliário (The Real Property Loans Company), in addition to the purchase of Banco Mercantil de Niterói.

    On 1 March 1971 the bank moved its head office from Belo Horizonte to São Paulo and the bank assumed its current name Banco Real S.A.

    Comentário por vitoralbertoklein — 11/01/2013 @ 20:48 | Responder


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